Tag Archives: Pennsylvania debt relief attorneys
Starting Off Right with Budgeting Tips
In our consumer-driven society, young people are pressured into spending their hard-earned money, but most are not encouraged to save money. Credit card companies routinely bombard them with new ways to finance a made-for-television lifestyle. You can prepare your children for a better future by helping them develop good financial habits at home. Start with […]
Things to Consider Before Filing Bankruptcy
Thousands of people file bankruptcy in Pennsylvania for various reasons. Some file to save their home in the face of foreclosure. Others may file because they lost their jobs and the debts just keep accruing. The circumstances leading up to bankruptcy are never simple, and the decisions you make before you file may become defining […]
When Creditors Try to Deceive You – Contact a Lawyer
When you fall behind on paying your bills, you can anticipate receiving letters or calls from your creditors to collect on the debt. Thanks to state and federal laws, creditors and debt collectors must follow certain rules on how to behave when collecting debts. What’s the difference between the Fair Business Practices Act and the […]
Managing Your Household Budget May Keep You Out of Bankruptcy
Sticking to budget is not easy for anyone. Even the rich and famous turn to business managers to help them handle their budgets and avoid going into debt. A business manager’s job is to provide support in curbing spending impulses. For young celebrities whose wealth may have come all of a sudden, a business manager’s […]
Drop in Bankruptcy Filings Signs of Improved Economy
Consumers are considering options outside of bankruptcy for confronting their debt management problems. According to the American Bankruptcy Institute, the number of bankruptcies filed nationally declined 14 percent from the year-earlier period. There were 921,219 bankruptcies filed nationally through September. These numbers may seem high, but at this rate of decline the year-end totals stand […]
Supreme Court Offers No Guidance on Student Loan Undue Hardship Test
After receiving a general release from his debts under Chapter 7 bankruptcy, Roger Traversa filed for release from his $60,000 student loan debt, claiming that it would be an undue hardship for him to repay. Traversa testified that it was difficult for him to obtain and hold onto employment opportunities because of issues with depression, […]
