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Supreme Court Offers No Guidance on Student Loan Undue Hardship Test

After receiving a general release from his debts under Chapter 7 bankruptcy, Roger Traversa filed for release from his $60,000 student loan debt, claiming that it would be an undue hardship for him to repay.  Traversa testified that it was difficult for him to obtain and hold onto employment opportunities because of issues with depression, […]

The Fight to Discharge Student Loans

The National Association of Consumer Bankruptcy Attorneys (NACBA) is currently lobbying Congress in support of a bill aimed at letting debtors discharge private student loans during bankruptcy filings (federal loans would not be affected). Currently, it’s very difficult to get student loans discharged by bankruptcy court unless there’s a finding of “undue hardship.” However, courts […]

What Happens if I Can’t Pay My Student Loans?

If you’re falling behind on your student loans, you may be worried that your wages will be garnished or your tax refund will be taken. Bankruptcy no longer erases student loans, but there are other ways to address the situation. Even if you’re having financial problems, it’s important to keep paying your student loans. You […]

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