Tag Archives: credit
How Can Using Retail or Gas Cards Help Re-Establish Credit?
After bankruptcy, you may have to use more than one approach to re-establish credit. With any approach, the main thing is making regular payments. You are rebuilding trust with lenders and on time payment restores their trust in you, thereby rebuilding credit. Retail cards A retail card is not a Visa or MasterCard. These are […]
Why Some “Free Credit Reports” Are Not Free
Have you ever heard that catchy jingle on TV that talks about a free credit report? Did you inquire more with a visit to their web site, only to be either disappointed, or worse, fooled into paying for something that you thought was free? We see it happen all the time. Because of the proprietary […]
Help! My Credit is Shot!
Many people today are suffering due to low credit scores. Often this is because of derogatory or fraudulent information on their credit reports. This damage can result from a variety of factors. There are three main contributors to low credit scores. Delinquency due financial distress Bankruptcy / debt relief / debt repayment programs Reporting of […]
Life After Bankruptcy – Simple Steps to Re-establish Credit
So, you have filed for bankruptcy and gone through the process. Now what? How do you move on? First, let go of any guilt and shame. It is time to start over. Bad things happen to good people all the time and you are not alone. A beginning step in starting over is re-establishing your […]