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A Skilled Attorney Can Assist with Personal Bankruptcy

You may feel like you can manage your debts and other financial difficulties on your own, but when it comes to filing for personal bankruptcy, it’s crucial to seek the help of an experienced bankruptcy attorney to ensure you make it through this complicated process with the best chance of full financial recovery.

Seeking advice

Even if you don’t want to hire a professional to handle your case, and want to focus instead on saving those fees, at least consult a bankruptcy attorney before you take any steps to file the paperwork on your own. Many attorneys will give you a consultation for free, or offer general advice for a reduced fee. A skilled attorney in your area will be able to fill you in on the aspects involved in the process and advise you on the likelihood of success or failure with the trustees and judges.

Filing for the right chapter

When filing for bankruptcy, you can choose between Chapter 7 and Chapter 13. Each chapter requires that you meet different eligibility requirements, and follows different procedures regarding your income, property and assets. In addition, the timing for your filing is important when it comes to the different chapters, so your chances for success can depend heavily on seeking the advice of a legal professional.

Choosing a bankruptcy attorney

The opinion of a bankruptcy attorney offers you a tremendous advantage in a bankruptcy case, since he or she will have been keeping up with the constant changes to bankruptcy law over the years. Choose a bankruptcy attorney who has experience in the chapter you’ll need to file. You may even be able to hire the services of an attorney who has also served as a bankruptcy trustee, which will give you more insight into the process and your chances for success.

Check with the Better Business Bureau to ensure unresolved complaints haven’t been filed against an attorney, or call up your local bar association to learn about an attorney’s experience. Meeting with a knowledgeable Pennsylvania bankruptcy attorney can make all the difference when it comes to getting back on your feet.

Contact us at Harold Shepley & Associates at 1-866-284-7062 or visit us at shepleylaw.com. 

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